1. Trip cancellation or interruption coverage: Travel insurance can reimburse you for non-refundable expenses if you have to cancel or cut short your trip due to covered reasons such as illness, injury, or unforeseen events like natural disasters or the death of a family member.
2. Medical expenses coverage: Travel insurance typically includes coverage for medical emergencies that may arise during your trip. This can include hospitalization, doctor's visits, prescription medications, and emergency medical evacuation if needed. This is especially important when traveling abroad, as healthcare costs can be high in other countries.
3. Baggage loss or delay: If your luggage is lost, stolen, or delayed, travel insurance can provide reimbursement for the value of your belongings. This can help you replace essential items or cover the cost of purchasing clothing and toiletries while you wait for your bags to arrive.
4. Travel delay or missed connection coverage: If your trip is delayed due to reasons beyond your control, such as severe weather conditions or airline strikes, travel insurance can provide compensation for additional expenses like accommodation, meals, and transportation.
5. Emergency assistance services: Many travel insurance policies offer 24/7 emergency assistance services. These services can help you in various situations, such as locating the nearest medical facility, arranging for medical transportation, or providing travel-related information and support.
6. Personal liability coverage: Travel insurance can provide coverage for personal liability, protecting you against potential legal expenses if you accidentally cause injury to someone else or damage their property while traveling.
